Loss occurring in a divided co-ownership can present various insurance situations. This web tool will help you clearly understand the specifics of each one.
Select one of the following situations :
Syndicate submits a claim to its insurer
Absence of insurance
Damage is less than syndicate's deductible
Syndicate decides not to submit a claim to its insurer
You can also view the steps in the process for settling divided co-ownership claims [PDF].